Here’s How To Pay Off Credit Card Debt Without Doing Anything

The Money Manual
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Most people are unaware that there are lots of great resources available to help pay off credit card debt. We recently discovered one worth trying: Digit. It’s an app which claims to have saved their users over $1 billion and promises to automatically pay off your debt. That all sounds pretty great, so we decided to check it out.

$1 billion saved (and counting)

Digit’s CEO, Ethan Bloch, told TechCrunch that the app has helped people save over $1 billion so far. That’s a ringing endorsement for people who feel daunted by their credit card balances or are stuck in a pattern of paying off the minimum amount due each month.

It’s honestly one of the best ways to get out of the vicious debt cycle once and for all. Here’s how it works.

Digit will pay off your credit card debt

Digit pays off credit card balances by automatically moving money from a linked checking account to pay down the debt. It does this by analyzing your income and expenses to ensure you can afford to move the money and that you won’t miss it.

Here’s how to get started:

  1. First, sign-up for Digit here.
  2. When you’re asked about your financial goals, set the “credit card debt” goal.
  3. Watch your credit card balance magically shrink as Digit works silently in the background to pay off your debt.

Be mindful that this feature is rolling out slowly to new users. See if you qualify now to have Digit help you pay off your credit cards. If you don’t, take advantage of Digit’s saving feature, which analyzes your income and spending and automatically pulls money into a savings account before you even miss it. You’ll be on the road to building up a nest egg in no time.

Want to give it a shot? Then head over to Digit to sign-up for free and start paying off your debt today.

Feature Image: Bruno Gomiero/Unsplash

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